As a business operator and martial arts instructor you must have insurance for you, your students, and your employees. There is a wide range of insurance providers in the market. It’s important to shop the market to get the best pricing for the range of services you’re going to provide. Internet searches will yield the most common companies and policies to investigate. Most likely you will run tournaments in your school – be sure to inquire if tournaments are covered in the insurance you sign up for or if one-time policies are need for those tournaments. Ask questions about what is included and excluded in the insurance policies. A few insurance providers that are used by studio owners are: http://www.karateinsurance.com/ http://www.nationwide.com/general-liability-martial-arts-hb.jsp https://www.igomag.com/
Ultimately the right insurance for you gives the coverage you will need for the wide range of programs at the most reasonable price. When you start the investigation process, don’t be afraid to ask about scenarios you’d encounter while teaching.